Almost 30% of Americans Aren't Ready to Invest Yet

Investing money in equities is critical if you want to build wealth. That's because the stock market has historically provided the best balance between risk and potential returns, enabling investors to put their money to work for them in a smart way.

But while everyone should invest money throughout their life, that doesn't necessarily mean everyone should be investing right now. In fact, around 30% of Americans really shouldn't be putting much -- if any -- money into the stock market. And there's one simple reason why.

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Source Fool.com