Ensuring a comfortable retirement is as much about avoiding costly mistakes as it is about planning and saving money. Unfortunately, not all retirement mistakes are easy to spot as you're making them.

This is where an outsider's perspective can be helpful. A recent Nationwide survey polled workers and retirees about the impact major life events had on their retirements. The following five things were the ones most labeled as hurting their financial readiness.

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Source Fool.com