Most people begin thinking about retirement well before they reach it, and that's a good thing -- especially if those thoughts are about making sure their finances are in order. A solid financial plan is always important, but it's more crucial in retirement when income sources are usually limited.

One source of retirement income people rely on is Social Security. For some, Social Security is a supplemental source of income. For others, it's their only source.

In 2023, the maximum monthly Social Security benefit is $4,555. Unfortunately, though, not many people are eligible to receive it. Here's how to determine if you're on track for it.

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Source Fool.com