One nice thing about Social Security is that seniors get flexibility on when to sign up. You can file for Social Security starting at age 62. But beyond that age, the choice is yours. So if you get to 62 but you're still working and don't need income from Social Security, you can hold off on filing and snag a higher monthly benefit in the process.

Now the decision to claim Social Security is a very personal one. The right filing age for you may not be the best filing age for your neighbor or colleague. But before you choose your Social Security filing age, there's another age you ought to know.

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Source Fool.com