Best Investment Strategies for a 401(k) or IRA

The best 401(k) investment strategies involve a handful of tested principles that, when combined, will set any investor up for success in retirement. Debates will always rage about the best trading strategy or which stocks to hold at a given time. There may never be any consensus on those specifics, but adhering to a number of basic, guiding rules is a great way to get the most of any investment strategy.

An investor's age is likely the most important determinant of their ideal 401(k) allocation. A pre-retiree who intends to start spending in five years has a completely different set of priorities from a 30-year-old who has several decades before they can make qualifying withdrawals without a penalty.

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Source Fool.com