Large digital-only consumer bank Ally Financial (NYSE: ALLY), which specializes in auto lending, and artificial intelligence-based loan company Upstart Holdings (NASDAQ: UPST) have generated no shortage of headlines this year.

Shares of Ally got scooped up by Warren Buffett's Berkshire Hathaway in both the first and second quarters of the year, putting the company on the broader market's radar. Upstart was one of the hottest new fintech stocks to emerge during the pandemic, rising to some incredibly high valuations in late 2021. Since then, shares have come crashing down in the harsh environment but now trade at a much more reasonable valuation.

After such a hectic 2022 thus far, let's take a look at which one is the better buy right now.

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Source Fool.com