Technology creates many opportunities in the financial sector, paving a path for new companies. Digital bank SoFi Technologies (NASDAQ: SOFI) and artificial intelligence (AI)-powered lending company Upstart Holdings (NASDAQ: UPST) are two such examples.

But while each company's future looks bright, the stocks have stressed investors with tremendous volatility. Today, both stocks trade well off their highs, giving investors a potential buying opportunity for the long term.

Is one a better buy than the other? It turns out there's a clear winner. Here is what you need to know.

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Source Fool.com