Botched Your Social Security Filing? Here's How to Redeem Yourself.

The great thing about Social Security is that you're not locked into a single age to claim benefits at. Rather, you get a range of choices.

The earliest age you can sign up for Social Security is 62. But for each month you file before reaching full retirement age (FRA), your monthly benefit gets reduced. And the earlier you file, the more of a hit your benefit suffers.

You can also opt to delay your filing past FRA. For each month you hold off, your benefit gets a small boost, and delaying your claim a full year will give you a benefit that's 8% higher than what it would've been at FRA.

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Source Fool.com