Upstart (NASDAQ: UPST) is certainly an innovative business. By leveraging the power of artificial intelligence (AI) and machine learning, the company is attempting to disrupt the way lenders approve loans. Upstart's success since its founding is impressive.

Even though this fintech stock has soared 240% in 2023 (as of Dec. 21), it remains roughly 88% below its record high. But some investors probably have their sights set on a much more ambitious target.

Can Upstart become a trillion-dollar company by 2050? Based on the facts we have at hand, here's what I think.

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Source Fool.com