Investors who were able to identify what eventually became the trillion-dollar stocks of today, like Apple, , or Nvidia, among others, could've seen their portfolios skyrocket in value. The challenge, however, is to spot the potential winners early on. 

A combination of significant growth prospects, a game-changing product or service offering, and a low starting valuation appear to be the key for a stock to hit the trillion-dollar club over time. Some investors think Upstart (NASDAQ: UPST), particularly with its focus on utilizing artificial intelligence (AI), can one day reach that mark. 

But how realistic is this scenario? Can Upstart, whose shares are down 92% from their peak, become a trillion-dollar stock by 2050? 

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Source Fool.com