Federal student loan payments are set to restart for the first time in more than three years in October, and many people in retirement age have outstanding student debt they previously had trouble paying. If your student loans were delinquent or in default before the pandemic, collection activities haven't been happening, wages weren't being garnished, and interest wasn't accruing.

However, with the end of the emergency COVID-19 student loan relief comes the end of many of the protections for people who have fallen behind on their loans. But what can the government do to make you pay if you're retired? Can it take your Social Security benefits?

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Source Fool.com