Claiming Social Security at 65? You May Need to Rethink That

Many people associate age 65 with retirement age. The reason? Age 65 is when Medicare eligibility kicks in.

To be clear, you don't have to enroll in Medicare at age 65 if you're still working and have group health coverage through your job or through your spouse's job. Even if that situation doesn't apply to you, you still won't be forced to sign up for Medicare at 65 if you don't want to -- but you might face late-enrollment penalties down the line.

If you are enrolling in Medicare at age 65, you may decide to file for Social Security simultaneously. But that could end up being a decision you'll ultimately regret.

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Source Fool.com