The decision to claim Social Security isn't one to take lightly. It's important to put a fair amount of thought into your filing before going through with it.

You're allowed to sign up for Social Security once you turn 62. And there's no financial benefit to delaying your filing beyond age 70. So for the most part, you're looking at an eight-year window in which to sign up.

In the middle of that window is age 65. You may be inclined to claim benefits at that point in conjunction with your Medicare enrollment. But if you go that route, you might regret it after the fact for one big reason.

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Source Fool.com