Claiming Spousal Benefits From Social Security? Don't Make This Huge Mistake.
Generally, Social Security benefits are earned by working and paying taxes on wages for a long enough period to accrue 40 credits toward the program. But it's possible to collect Social Security without working a day in your life.
If you're either married to someone who's eligible for Social Security or divorced from someone who's entitled to benefits (and you meet certain requirements), you may be able to collect spousal benefits from the program. And those benefits are pretty generous, totaling up to 50% of what your current or former spouse is able to receive.
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Source Fool.com