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As climate change accelerates, home insurance doesn't just cost more. It's getting harder to find at all.

The national average rate for home insurance has risen 20% from last year to $1,428 annually, The Wall Street Journal reported Monday. And even those skyrocketing fees don't always guarantee a full reimbursement: Some insurers are opting out of renewing a policy for their clients because of impending severe weather.

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Source Fool.com