Could a Partial Retirement Be Your Ticket to Delaying Social Security?

You'll often hear that it's a good idea to delay your Social Security filing if you can.

The reason? You're entitled to your complete monthly benefit based on your personal earnings history once you reach full retirement age, or FRA. That age is either 66, 67, or somewhere in between, depending on your year of birth. But for each year you hold off on claiming Social Security past FRA, your benefits get an 8% boost. That boost then remains in effect for the rest of your retirement.

Now once you turn 70, you can no longer accrue the credits that result in boosted benefits. This means that if your FRA is 67 but you want the maximum Social Security benefit you can snag, you'll need to sit tight for three years.

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Source Fool.com