Does It Make Sense to Save in a 401(k) if There's No Employee Match?
There are a few different benefits to saving for retirement in a 401(k) plan. For one thing, those contributions are deducted from your paychecks automatically, and it's hard to beat that convenience. It also means that you may be more likely to stay on track with your retirement savings goal since your 401(k) is getting funded on autopilot.
Another big perk associated with 401(k) plans is getting an employer match. It's pretty common practice for companies that sponsor 401(k)s to match worker contributions to some degree.
Source Fool.com