As you move through your career, there's a good chance you'll have multiple jobs before you retire. With multiple jobs can come multiple 401(k) accounts to keep up with. Instead of having accounts across different platforms and providers, you can roll over past accounts into your current 401(k), combining them into one.

However, if you decide to do so, make sure you watch out for this costly mistake.

If you decide you want to roll over a 401(k), you have two options: direct or indirect.

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Source Fool.com