Don't Take Even $1 Out of Your Retirement Account Until You've Taken This Important Step

When you enter into retirement, you are going to have to start taking money out of your 401(k) or other investment accounts. This requires a huge mindset shift, since you've been building these accounts up your whole life. And you need to be smart about when and how much you withdraw.

Before you start taking account distributions, there's one key thing you absolutely must do first. 

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Source Fool.com