Deciding how to invest your hard-earned money can feel like being a kid at a candy store. There are many choices, and you want nothing more than to make the perfect decision.

Having $1,000 to invest means you can afford at least one share of most stocks. But the best decision might not be any individual company. Instead, consider buying shares of the Schwab U.S. Dividend Equity ETF (NYSEMKT: SCHD).

Is the fund right for you? It could be if you want to earn passive income through dividends and still sleep well at night. Here are three reasons to buy and hold this tremendous index fund.

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Source Fool.com