Here's How Getting Married Affects Your Social Security Benefits

Getting married is a personal milestone for many Americans, but it also has a huge effect on your finances, now and far into the future. For many couples tying the knot, Social Security and retirement probably aren't on their minds. But it's useful to have at least a basic understanding of how marriage affects these benefits. Here's what you need to know.

Workers are eligible for Social Security retirement benefits beginning when they turn 62 as long as they've worked long enough to earn 40 credits. One credit is defined as $1,730 in earnings in 2024, and you can earn a maximum of four credits per year.

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Source Fool.com