More than 2 million seniors receive spousal Social Security benefits, with an average monthly benefit of about $901 as of the end of 2022. Adding in the cost-of-living adjustments (COLAs) for 2023 and 2024, that averages about $1,011 per month for this year. But averages aren't all that useful when you're trying to budget for your own retirement costs.

You want to know exactly how much you're going to receive from the program. Fortunately, finding out isn't too complicated. Here's how spousal benefits are calculated and how you can estimate yours, even if you're a ways off from retirement.

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Source Fool.com