Here's What the Average Health Insurance Deductible Looks Like

Healthcare is a major burden for working Americans, and a big part of that boils down to high deductibles. The Kaiser Family Foundation estimates that 82% of insured workers are responsible for a deductible as part of their health plan. Furthermore, among workers who have one, the average deductible is $1,655. That means that until that $1,655 is spent out of pocket, an insurance provider won't pick up the tab for health services -- though generally, certain preventive services are exempt from deductibles.

If you're on the hook for a deductible of $1,655 or thereabouts, you may be eager to find a health insurance plan that comes with a lower one. But before you do, realize that having a higher deductible could lead to certain benefits.

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Source Fool.com