A large part of having a stressless retirement is ensuring your finances are in order. A good financial plan can go a long way in ensuring you can enjoy the retirement you envision. Having a solid financial plan for retirement typically involves knowing the role Social Security will play in your finances. It may be very little, some, most, or all.

In 2023, the maximum monthly Social Security benefit is $4,555. Unfortunately, most people won't receive the maximum benefit, but here's how you could possibly accomplish it.

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Source Fool.com