For most retirees, Social Security represents an indispensable financial lifeline that helps make ends meet. For a significant percentage of the current labor force, this statement will also hold true once they retire.

But when examined as a whole, Social Security can be a complex, confusing, and potentially intimidating program for the American public to try to understand. I can change that.

Today we're going to break down three complex topics that'll be explained in plain English:

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Source Fool.com