The stock market can be unnerving, especially during periods of volatility. But investing is one of the most powerful and effective ways to build wealth over time -- and you don't have to be rich to get started.

Even if you're a complete beginner or can't afford to invest much, you can still make a lot of money. Time is your most valuable resource when investing, so getting started early is often more important than investing hundreds of dollars per month.

With as little as $100 per month, it's possible to build an investment portfolio worth hundreds of thousands of dollars or more while minimizing risk. Here's how.

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Source Fool.com