One of the biggest hurdles new investors need to overcome is the question of "where do I start?" And while there isn't any perfect way to start investing that applies to everyone, there are some general guidelines that could be helpful. So, for the sake of this article, I'll pretend that I'm starting my investment portfolio today and have $20,000 to put to work.

To be perfectly clear, this isn't personal financial advice, and what is an appropriate investment plan for me might not be appropriate for you. Having said that, if I were to start investing today and had $20,000 to deposit into a brokerage account, my general strategy would be:

Let's unpack each of these.

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Source Fool.com