How Long Can You Delay Your Social Security Benefits?

Social Security will likely provide a substantial amount of income for you during retirement, and as such, it's crucial to get as much money from it as possible. Though your benefits are calculated based on your 35 highest-paid years of wages, the age at which you file for Social Security will impact the amount of money you ultimately collect.

You're entitled to your full monthly benefit based on your earnings history at full retirement age, or FRA. Here's what that age looks like, based on when you were born:

If This Is Your Year of Birth:

Source Fool.com