There are some seniors who get every dollar of retirement income from Social Security. And there are many who get most of their retirement income from the monthly benefits they collect.

That's not a great situation to land in, though. Not only is Social Security not designed to replace your paycheck in full, but benefit cuts could be on the way in a little over a decade. So when it comes to Social Security, it's important to keep your expectations in check.

But what role should the program play in your retirement? The answer is that it's a little complicated.

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Source Fool.com