How to Save for Retirement When You Don't Have Much Money

Saving for retirement is hard enough as it is -- let's be honest, nobody wants to sock away money that you know you won't see for decades -- but it's even harder if you don't have much extra cash to begin with.

In this situation, you don't necessarily have to work harder -- you have to save smarter. Of course, if you're forced to decide between putting food on the table or saving for retirement, you don't have much of a choice. But even if you only have a few extra dollars at the end of the week, that money -- saved wisely -- can add up over time.

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Source: Fool.com