Is the nest egg you know you'll need when you retire such a big figure that it's intimidating? For some people, the difference between what they've got now and what they'll need later is so big that ... well, they don't even bother trying to save it.

Don't let that be you. Building a six-figure stash isn't nearly as out of reach as you might fear it is. The key is using all the time you've got between now and your retirement to grow the money you have to start.

Some surprisingly simple math makes the point.

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Source Fool.com