I Didn't Invest Until Age 33. 5 Things I Did to Make Up for Lost Time

In my 20s, I was always one check engine light away from financial disaster. I worked a low-paying local newspaper job with no 401(k) match. No matter how frugal I was, my low paycheck and lingering debt from my college years didn't leave much extra money for investing.

When I finally left that job after a decade, I had to face the reality: I was 33 years old with absolutely zero retirement savings. I'd missed out on a decade's worth of compounding returns.

I'm 38 now, and I've mostly turned things around. My brokerage account projects that I'll be able to retire comfortably by the time I'm 60, though I hope to work longer.

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Source Fool.com