I'm a big proponent of working smarter, not harder. Which is why I look for ways to put my life on autopilot. For investing, that means buying great dividend-paying companies and setting dividends to be reinvested. For cash, it meant setting up a CD ladder, which is paying off very well right now as interest rates head higher.

Here's why you might want to do the same thing.

When you make things overly complex you are practically asking for something to go wrong. When you make things highly manual, requiring regular human intervention, you increase the opportunity for error and neglect. Entropy, or the gradual decline into disorder, is very powerful and should never be ignored. Which is why I'm always telling myself to "keep it simple, stupid."

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Source Fool.com