Saving for retirement is more than just throwing cash in a retirement account. There's also a lot of strategy involved in maximizing your gains while minimizing your tax liability. It can feel complicated, especially in the beginning when you're not sure what you're doing.

It's natural to look back and wish you could have a do-over when it comes to starting your retirement savings journey. If such a thing were possible, here are the three things I'd do to get my nest egg off to the best possible start.

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Source Fool.com