I'm Married. Do I Need My Own Credit Card?
Getting married can involve all kinds of joinings -- such as setting up joint banking accounts, sharing title on a home, and getting a family membership to the local YMCA. It raises some questions, too -- such as whether both parties need their own credit card.
In some marriages, only one spouse has the credit card account(s), with the other holding cards as an authorized user. That can seem OK, but it leaves the other with no credit report of their own. It's often best for both spouses to have credit card accounts, in order to build and maintain strong credits scores by making timely payments. Better still, opening a new account means offers of rewards and other perks to enjoy.
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Source: Fool.com