There are plenty of people I know who are starting to count down the months until they're able to retire -- even though they're only in their 40s. I, on the other hand, am sort of dreading retirement.

Don't get me wrong. I like the idea of working less than I do now. It's not easy managing a full-time workload while juggling the schedules of school-aged kids.

But if I'm being honest, a big part of me dreads retirement because I fear I'll hate certain aspects of it. Here are three in particular I don't anticipate being a fan of.

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Source Fool.com