Is It Time for Investors to Sell Upstart? Or Is It Worth the Risks?

Upstart (NASDAQ: UPST) no doubt has an innovative credit rating model that integrates artificial intelligence (AI) to better assess how risky prospective borrowers are. And this disruptive potential delighted shareholders with a monster gain throughout most of 2021. Upstart's market cap exceeded $30 billion in October of that year. 

However, over the past year, it's become strikingly obvious just how dependent this business is on robust macroeconomic factors for its success. And this should make investors think critically about whether owning the stock, which is down 96% from its peak, is such a good idea. 

So, is it time for investors to sell Upstart? Or is the fintech stock worth the risks? 

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Source Fool.com