After a rocky couple of years, the stock market has been surging in recent weeks. The S&P 500 is up by more than 12% since late October alone, and it's soared by just over 20% since the beginning of the year.

While this has many investors feeling optimistic about the future, others are concerned that they've missed their best chance to buy. Many stocks are more expensive now than they were just a couple of months ago, and investing now could mean paying a premium.

With prices still on the rise, is it too late to invest in the S&P 500? And should you hold off on investing in case stock prices fall again soon? The answer could surprise you.

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Source Fool.com