Digital banking and financial services company SoFi Technologies (NASDAQ: SOFI) is back within shouting distance of its 52-week low and roughly 75% off its 2021 peak. Investors often let price drive a stock's narrative. For example, SoFi's share price keeps falling, so the business must also be bad.

But is that true, or does the market have it all wrong?

Situations like this are risky, but going against Wall Street and getting it right can generate potentially life-changing investment returns.

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Source Fool.com