Perhaps no other topic has gotten more attention in 2023 than artificial intelligence (AI). Investors are constantly looking at ways to allocate capital behind what could prove to be a revolutionary technology.

But while many companies in the industry struggle to find any real-world use cases, Upstart (NASDAQ: UPST) was founded more than a decade ago with a focus on utilizing this tech to better assess credit risk of potential borrowers. In other words, it has found product-market fit.

Is this AI-powered lending platform a smart buy right now? That's likely the important question that investors are asking. Here's what you should know before making an informed decision.

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Source Fool.com