Warren Buffett's advice to most people trying to save up money is to buy a low-cost S 500 Index fund. Essentially, he's saying buy the market -- and, well, just keep buying it. If you find yourself wondering when the next bull market is coming, or the next bear market for that matter, you're not anywhere near following the Oracle of Omaha's advice. Here's what you should really be asking yourself.

If you are going to invest in the stock market, one thing you are going to have to get used to is uncertainty. One day the market goes up, the next it goes down. There always seems to be a good reason for the variability, but sometimes that is an issue of hindsight being 20/20. Predicting what is going to happen is, to be kind, a difficult endeavor.

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Source Fool.com