This year has been tough for everyone, with stock prices plummeting and inflation making it harder to pay the bills. But many people worry that we haven't seen the worst of it and that a recession could be looming.

While the U.S. economy shrank in the first half of the year, we're not officially in a recession just yet. The National Bureau of Economic Research is responsible for making that call, and these economists have not declared a recession so far.

But that could change in 2023. Is a recession on the horizon? And what can you do to prepare? Here's what you need to know.

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Source Fool.com