It Doesn't Always Pay to Chase a 401(k) Match. Here's Why.
Saving for retirement is an important thing -- but it's not always an easy one. When you have bills like mortgage and car payments to contend with, among many others, finding money for retirement savings purposes can be a challenge.
That's why you'll often hear that it's a good idea to try to snag your full 401(k) match if that option is available to you. Not everyone has access to a 401(k) plan through work. And even if your employer offers such a plan, there's no guarantee that you'll be eligible for a matching incentive.
But let's your employer does offer a match of some sort. You may be inclined to try to push yourself to claim it in full because hey, that's free money for your retirement. But while it's generally a good idea to try to snag your employer match in full, there are a few exceptions.
Source Fool.com
