Late to the Retirement Savings Game? Why a Boosted Social Security Benefit Shouldn't Be Your Backup Plan
Most people are aware of the importance of saving for retirement. But acting on that can be easier said than done.
If you're not a particularly high earner and you have lots of bills to cover, then carving out money for a retirement savings plan may prove challenging. In fact, it may be that you're already well into your career without having contributed much to a 401(k) or IRA.
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Source Fool.com