Social Security benefits can go a long way in retirement, especially if your savings are falling short. In fact, nearly one-quarter of workers say that Social Security will be their primary source of retirement income, according to a 2022 survey from the Transamerica Center for Retirement Studies. That means it's especially important to ensure you're making the most of your benefits.

If you're married or divorced, there are a few extra steps you'll need to take. By making these three moves right now, you can head into retirement more prepared.

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Source Fool.com