Social Security is more vital to millions of Americans than many people appreciate. As of December, it was serving nearly 68 million Americans with retirement benefits, disability benefits, and survivor benefits, and those benefits made up roughly 30% of the income of folks over 65. Even more eye-opening is this tidbit from the Social Security Administration: "Among Social Security beneficiaries age 65 and older, 12% of men and 15% of women rely on Social Security for 90% or more of their income."

Considering how critical Social Security is, it's fair to worry whether it will still be around when you need it. And that's just what 71% of respondents reported doing, in a Transamerica Center for Retirement Studies survey. Should you worry, too?

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Source Fool.com