More Than 25% of Retirement Savers Risk Falling Short for This Reason

The money you put into your 401(k) plan shouldn't just sit in cash. Rather, that's money you could be investing and putting to work.

The problem with 401(k) plans, though, is that they commonly come with a default investment option where your money will go, unless you make changes. And if you don't make changes, you could end up stunting your savings' growth.

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Source Fool.com