Will Social Security be around once you're ready to retire? If you think the answer to that question is "maybe" or "no," you're certainly not alone.

In a recent Nationwide survey, 53% of pre-retirees expressed concern about Social Security's long-term viability. And many of today's workers worry that Social Security won't be available to them once they're eligible for benefits.

Clearly, that's a scary thought. But it's also not really an accurate one. And no matter how close or far away retirement is, it's important to know what's really happening with Social Security.

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Source Fool.com