A 401(k) can be a great retirement savings vehicle if you have access to one. They offer high contribution limits and the possibility of employer-matched funds. But many companies don't have them while others have lackluster plans with no match and high fees.

Fortunately, there are other retirement accounts you can open independently if you don't have a 401(k) or don't like yours. Here are three accounts for you to consider.

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Source Fool.com