One Important (but Depressing) Reason to Claim Social Security at 62

The age when you file for Social Security affects the amount of your check: The earlier you claim, the smaller your monthly benefit, while waiting means a higher benefit but fewer months or years of money. 

There are pros and cons either way, so it can be confusing to figure out the best age to start your benefits. There is one situation, however, when you'll often want to start getting your money ASAP: When you don't think you'll live very long. 

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Source Fool.com